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Traditional Mortgage Rates (20% Down)

Conforming Loans

Jumbo Loans

Program	Rate	Points	APR ^*
30 Year Fixed	5.375%	0.841	5.467%
15 Year Fixed	5.125%	0.662	5.254%
7/1 ARM	5.250%	0.978	5.861%
5/1 ARM	5.000%	0.983	5.783%
3/1 ARM	4.875%	0.760	6.007%

^*The APR of ARMs may increase after consummation.

Program	Rate	Points	APR ^*
30 Year Fixed	5.750%	0.811	5.833%
15 Year Fixed	5.250%	0.968	5.413%
7/1 ARM	5.250%	0.787	5.753%
5/1 ARM	4.875%	0.854	5.716%
3/1 ARM	4.625%	0.928	5.828%

^*The APR of ARMs may increase after consummation.

Low-Down-Payment Mortgage Rates

30-Year Fixed, No PMI
Down	Rate	Points	APR
0%	6.035%	0.000	6.049%
5%	5.954%	0.000	5.970%
10%	5.799%	0.000	5.815%
15%	5.709%	0.000	5.728%
20%	5.625%	0.000	5.645%

6 Month ARM, No PMI
Down	Rate	Points	APR ^*
0%	4.780%	0.000	5.100%
5%	4.600%	0.000	4.921%
10%	4.590%	0.000	4.912%
15%	4.550%	0.000	4.873%
20%	4.520%	0.000	4.844%

^*The APR of ARMs may increase after consummation.

Low-Down-Payment Program: Zero lender fees, no PMI, loan amounts up to $750,000.

BancFinancial Mortgage, Inc.
9099 Ridgefield Dr. Suite 205, Frederick, MD 21701
TEL: 301-668-0177 FAX: 301-668-0677
info@bancfinancialmortgage.com